Universal Credit provides essential financial support to individuals and families in the UK, particularly those who are on low incomes, are jobless or are unable to work. One crucial aspect of this support is childcare funding. In today’s detailed guide, we will delve into the details of free childcare through Universal Credit, explain who is eligible, what funding is available to those who are, how to claim, and more.
What is Universal Credit?
Universal Credit is a Government welfare benefit that was introduced to streamline the support available to eligible individuals and families. Its primary goal is to provide financial assistance to those who need it, taking into account various aspects of an individual or family’s financial situation.
Without getting too bogged down in unnecessary detail here, Universal Credit is thus named because it is replacing several existing benefits, including Income Support, Jobseeker’s Allowance (‘JSA’), Child Tax Credit, and others. Today, however, we’ll focus purely on the childcare funding element.
Who is Eligible for Childcare Funding Through Universal Credit?
Childcare funding through Universal Credit is primarily intended for parents on low incomes who require childcare services to either maintain current employment, increase working hours, or transition into paid work within a month. Eligibility caveats for you — and your partner if you have one — include the following:
- Except for a few exceptions, you usually both have to be in paid work, or have an offer of paid work for a position starting within a month.
- Earnings and income must fall within specific thresholds to qualify.
- The childcare provider you use must be officially registered/approved by OFSTED or equivalent.
- You must be living in the UK.
- You must be 18 or over, although there are exceptions for some aged 16 or 17.
- You should be below State Pension age.
- You must jointly have no more than £16k in savings or investments.
- The child(ren) for whom you are applying must be below the age of 17 (eligibility ends at the end of the August following their 16th birthday).
How Much Childcare Funding Can You Get Through Universal Credit?
The amount of childcare funding available through Universal Credit varies according to your individual circumstances. Generally speaking, though, Universal Credit can cover up to 85% of your childcare costs as follows:
• The maximum available for one child is £950.92 per month;
• The maximum available for 2 or more is £1,630.15 per month.
(Correct at date of publishing, late September 2023).
What Can the Childcare Funding be Used For?
Universal Credit childcare funding can be used for various childcare services, so long as they’re properly registered (e.g. with OFSTED or their equivalent in Wales and Scotland). Permitted types of childcare provision include:
- Nurseries: Licensed nurseries that provide care and early education for young children.
- Childminders: Individuals registered to provide childcare services in their homes.
- After-School Clubs: Organised programmes that offer care and activities for school-age children after school hours.
- Holiday Clubs: Similar to after-school clubs but available during school holidays.
- Preschools: Educational settings for children aged up to 5.
- Approved Childcare Providers: Some approved providers outside traditional settings may also be eligible for funding.
As well as funding standard nursery/preschool-type childcare sessions that allow you to work, the funding can also be used for other types of childcare provision that will help you transition back into work. It can potentially fund settling-in sessions before work to help your child transition into a new childcare setting, childcare provision for your child while you commute to your job, childcare required because of changing work patterns as part of a zero-hours contract, and childcare provision during the month following the loss of a job.
Caveats:
You can claim Universal Credit for Childcare at the same time as:
You cannot claim Universal Credit for Childcare at the same time as:
• Tax credits
• Tax-Free Childcare
How to Claim Your Childcare Costs Via Universal Credit
Except in special circumstances, you will need to pay for your childcare up front and then claim back the eligible part of it through the scheme. To successfully make your claim, you’ll typically need to:
- Keep records of your childcare provider’s registration number and contact details.
- Document your childcare costs with receipts or invoices.
- Provide evidence of your work or job offers.
- Claim within 2 months (latest) of incurring the childcare costs otherwise you may miss out.
- Regularly update the Universal Credit system with any changes in your childcare situation.
- To get started, apply for your online Universal Credits account here.
More information is available through the official Government website or via the Universal Credit helpline on 0800 328 5644.
Nursery Places at Leaps & Bounds Day Nursery, Edgbaston, Birmingham
At Leaps & Bounds Day Nursery in Edgbaston, we support all Government-funded childcare schemes so, even if you don’t qualify for free childcare support through Universal Credit, you may qualify for one or more of the alternative childcare funding schemes. These are there to help families with affordability, which nowadays is more important than ever. Leaps & Bounds Day Nursery offers a first-class childcare and early education service for babies, toddlers and preschoolers under five, offering them the very best start in life in a warm, nurturing environment. If you would like to explore the possibility of your child having a place at Leaps & Bounds, please do get in touch using one of the following options:
Rated as a Good Provider of childcare and early education by OFSTED, Leaps and Bounds is a nursery/preschool located in Edgbaston, near Birmingham, Ladywood, Bearwood, Harborne and Smethwick. We also operate our own Forest School, enabling children to benefit from everything that nature has to offer.
Information in this guide is given in good faith and is believed to be correct at the time of writing (late September 2023). Please check the Government website for the most up-to-date information.
Our poster only includes 40 popular birds out of potentially hundreds that can be found in the UK. With that in mind, here are several other ways for children to identify wild birds, perhaps with the help of a supervising adult:
Nature is one of our focuses at Leaps & Bounds Day Nursery in Edgbaston. Children get to enjoy and learn about nature through our 
Have you ever noticed that children are naturally happy when music is playing? They also seem to be instinctively aware that music is fun and interactive. Whether singing along or jigging to the beat, an affinity with music is natural to most little ones. It is simply something to be enjoyed. However, the benefits of music go much deeper than simple enjoyment. So, today we give you the top reasons why every child should take music a step further and learn to play a musical instrument. Doing so will help in their learning and development, teach them new skills and enrich their lives profoundly. The benefits are simply amazing …
Learning to play a musical instrument helps with so many aspects of the EYFS, which governs the excellent curriculum for under-fives in England. In fact, it helps towards all seven focus areas contained within the EYFS education and development framework. From helping with reading, mathematics, communication, creativity, understanding the world, personal and social development and much more, music ticks all the EYFS boxes. As such, it’s a powerful tool to help children reach their best potential — in many different areas.
Playing an instrument is a great outlet for emotions. A carefully chosen piece can let a person lose themselves in the beauty of a melody or, at the other end of the scale, vent anger or frustration via through a louder, more energetic piece. This outlet for emotions is really healthy and one that’s hard to beat when you think about it. Expressing your mood in such a positive way can only improve well-being and reduce stress. It can also be virtually meditative when you really get into playing certain types of musical piece.
Mastering a piece of music on a musical instrument will give children a great sense of achievement. In so doing, it’ll boost their confidence and self-esteem amongst both their peers and adults. This alone may give them the courage to keep going and get even better — and to try other new skills.
Coordination of arms, hands, fingers and also hand-eye-coordination are all needed when playing a musical instrument. Indeed, playing an instrument requires immense cooperation between the brain and body. Practising the playing of music can only help a child to improve their coordination and the synapses that control it.
Learning to play music teaches children important life lessons like practise makes perfect, the benefits of trial and error, the value of collaboration and so on. Each of these can often lead to real, tangible results. Learning that something that looks difficult can be overcome through persistence, patience, focus and effort is incredibly important for children to grasp. It can also be applied to many other areas of their learning.
Hygiene and safety around food preparation is important to everyone’s health and wellbeing. However, it’s even more important for babies, infants and toddlers. At this age they are fragile and have low resilience against bacteria, toxins and potential food poisoning. The fall-out from poor standards around food preparation could therefore make little ones very ill or, in the worst cases, even prove fatal. With that in mind, today’s article outlines ways that parents/guardians of children can take appropriate precautions when preparing and serving food to little ones.
Always clear and clean your surfaces.
Tie long hair back to avoid it coming into contact with food.
Always store raw meat and fish away from other foods. Store each separately in covered containers on the bottom shelf of the fridge. This prevents drips falling onto other foods.
Do not reheat rice or cooked food more than once. As we said above, particular care needs to be taken with rice.
Remind your child to wash their hands before they eat and that it’s a matter of hygiene.
We do, of course, follow all best practices at Leaps & Bounds Day Nursery. We are rated with the full 5 stars in terms of food hygiene and preparation and also won the Gold Quality Award, Birmingham City Council’s “Healthy Setting Award” and have completed various quality assurance schemes.
Dyslexia can really hold children back. Because it affects children’s ability to read and write, it can adversely affect their overall education and impede their life chances once they’re older. That’s despite the fact that many dyslexic children are highly intelligent individuals with no other limiting conditions. As such, it’s a very unfair affliction for children to have to deal with. Thank goodness, though, modern society has recognised the condition and education professionals and parents now have a much clearer picture of both the early signs of dyslexia and the measures available to help children affected by it.
To give those without the condition an idea of its effects, words and letters are often described as ‘jumbling up’ or ‘moving around’ in such a way that they are unintelligible. Clearly they are not physically moving in reality, though — the condition is a neurobiological one.
There is no cure for dyslexia, but it’s adverse effects can be mitigated and the earlier diagnosis is made, the better. Once diagnosed, parents, nursery/pre-school staff and education professionals can put measures in place to help the child cope and indeed overcome many of the barriers that dyslexia presents. It’s also heartening to note that many dyslexic children end up absolutely excelling in other areas:
As a matter of course, our nursery staff will look out for possible signs of dyslexia and other SpLDs. We will discuss any concerns with parents and take appropriate action whenever required. If positively diagnosed, our tailored programme for learning and development will build in measures to help any children affected, in any way we can. These are bespoke programmes that are made-to-measure for each individual, so making allowances for SpLDs is all part and parcel of what we do at the nursery.
We all know how lack-lustre we feel when we don’t get enough high quality sleep. Following a bad night’s sleep, work can be a struggle and concentration levels can suffer as we fight to stay focused or, at times, even awake — especially come mid-afternoon!
Babies and toddlers require significantly more sleep than adults. The recommendations for sleep below are from the NHS:
Avoiding caffeine in drinks, from lunchtime onwards, will help. Caffeine can be found in tea and coffee as well as in some fizzy drinks. Warm milk is better.
The very young at Leaps and Bounds Day Nursery benefit from two sleeping sessions each day; one in the morning and one in the afternoon. This is particularly good for babies and very young toddlers. Older preschoolers can choose whether or not to take a nap during these sessions although, of course, staff will always be aware when a child is overly tired and could benefit from some rest in a peaceful, quiet environment. We also encourage parents to let us know if they would like their child to sleep in a particular daily pattern and we’ll always do our best to accommodate their wishes and any personal preferences or needs.
