Today, we shine the spotlight on what we believe are the top 10 childcare funding schemes, available in England, for eligible children. Many also apply across the whole UK or at least have similar schemes in Scotland, Wales and Northern Ireland. Some of the options are widely available, meaning easy, free funding with no need for families to jump through difficult eligibility barriers. The first two childcare funding options, for example, seem to be by far the easiest to obtain for most families. Others may suit in certain circumstances, for example if you are on benefits, studying as a student, and so on. Take a look …
The Top 10 Childcare Funding Schemes – At a Glance
Tax-free Childcare Scheme
What’s Available:
Up to £2,000 in free childcare funding is available per year, per UK child (£4,000 if the child has a disability). For children up to 11 (16 if disabled).
Eligibility:
Widely available as a parent, and partner if they have one, can each earn up to £100k per annum and still be eligible.
How Funding is Accessed:
Accessed via an online Childcare account. The parent, relative or even friend deposits 80% to fund childcare and the Government tops up the remaining 20%, free.
“15 Hours” of Free Childcare for 3 & 4-Year-Olds
What’s Available:
15 hours per week of free childcare is available for 38 weeks of the year (570 hours total) for all 3 & 4-year-olds living in England. Can be spread out in a different way if the childcare setting is flexible.
Eligibility:
Available for all children aged 3 or 4 living in England.
How Funding is Accessed:
Contact your childcare provider or apply via your local council.
“30 Hours” of Free Childcare for 3 & 4-Year-Olds
What’s Available:
30 hours per week of free childcare is available for 38 weeks of the year (1140 hours total) for eligible 3 & 4-year-olds living in England. Can be spread out in a different way if the childcare setting is flexible.
Eligibility:
Eligibility depends upon household income; generally speaking, you cannot claim if you or your partner earn £100k or over, or less than £152 per week (that figure is lower if under 23). You can usually claim through this scheme at the same time as claiming Tax-Free Childcare (or Childcare vouchers), or free childcare via Universal Credit. Other rules and exceptions apply.
How Funding is Accessed:
Apply online here.
“15 Hours” of Free Childcare for 2-Year-Olds
What’s Available:
15 hours per week of free childcare is available for 38 weeks of the year (570 hours total) for eligible 2-year-olds in England. Can be spread out in a different way if the childcare setting is flexible.
Eligibility:
Only parents receiving certain Government benefits are usually eligible to claim. Exceptions include 2-year-olds if: looked after by local authorities; subject to an ECH plan; in receipt of Disability Living Allowance; they’ve left care under certain types of order. Some non-UK citizens are also eligible in certain circumstances.
How Funding is Accessed:
Contact your childcare provider or apply via your local council.
Childcare Vouchers (Employer-Supported Childcare)
What’s Available:
Funding for childcare is available through participating employers, for children up to 15 or 16 if disabled. You can use up to £55 per week of your earnings, which will not be subject to National Insurance or income tax. How much you are eligible for depends on earnings and the date you joined the scheme.
Eligibility:
Closed to new applicants but still available to those enrolled before 4 October 2018 if eligible. Cannot be claimed at the same time as Tax-Free Childcare.
How Funding is Accessed:
Accessed via participating employers. Can be funded through a salary sacrifice approach.
Tax Credits for Childcare
What’s Available:
If eligible, those already claiming under the Tax Credits system can claim back up to 70% of eligible childcare costs, up to £122.50 each week for 1 child, or up to £210 per week for more than one.
Eligibility:
Closed to new applicants but existing claimants of Tax Credits may still apply. New claimants must claim instead under Universal Credit (see below).
How Funding is Accessed:
For those who are still eligible to claim, the funding is paid direct to their bank or building society account. Follow the link below for more details.
Childcare Funding through Universal Credit
What’s Available:
If eligible, you can claim back up to 85% of childcare costs, up to £646.35 per month for one child or £1108.04 each month if you are claiming for more than one.
Eligibility:
You and your partner, if you have one, must have a child under 17, be working and claiming Universal Credit. There are exceptions to the above and other eligibility terms also apply. Not available if you’re already claiming Tax-Free Childcare or Tax Credits. Earnings and savings/investments also affect how much you may receive.
How Funding is Accessed:
You need to claim back your childcare costs (so pay for them first). You can only go back 3 months, so must keep on top of your claims.
Student Childcare Grant
What’s Available:
Up to 85% of your childcare costs are available as a non-repayable grant (max. is £183.75 per week for 1 child or £315.03 per week for two+. Correct for academic year 2022/23). Payable in addition to standard undergraduate student finance.
Eligibility:
Students must be permanent residents in England, studying full-time in higher education and be eligible for undergraduate student finance based on income. They must not in receipt of a postgraduate loan. The childcare grant is for dependent children under 15 (under 17 if they have special needs). Not available if also claiming certain other childcare funding.
How Funding is Accessed:
Apply at the same time as applying for student finance via your Student Finance Account.
Learner Support Scheme
What’s Available:
What’s available depends on your specific circumstances. It’s not designed specifically to fund childcare, but can be used for it.
Eligibility:
You must be a a parent over 20, studying in further education up to and including Level 3, and facing financial hardship to be eligible.
How Funding is Accessed:
Apply via your learning provider (e.g. college).
Care to Learn Scheme
What’s Available:
Up to £160 (or £175 if living in London) is available per child, per week, for those living in England. The funding can even help to fund a taster period of up to 5 days at the childcare provider and travel to/from the provider.
Eligibility:
You must be the child’s main carer and be under 20 when you begin your course. You must be studying on a publicly-funded course (N.B. not including higher education courses at university) at specific types of education provider e.g. schools, sixth forms and some colleges. Strict rules apply around attendance of both the course and the childcare sessions.
How Funding is Accessed:
For application instructions, click here.
Funded Childcare at Leaps & Bounds Nursery & Preschool, Edgbaston, Birmingham
Our Edgbaston nursery & preschool supports all valid childcare funding options
We support all relevant childcare funding schemes for eligible families at Leaps & Bounds nursery and preschool in Edgbaston (B16). We offer the very best weekday childcare in Edgbaston, near Birmingham, Harborne, Ladywood, Bearwood and Smethwick. Please get in touch using one of the options below, for example to get started with your childcare enquiry or application. We’ll be happy to show you around, answer questions and help with your funding and nursery/preschool application.
E&OE. Please note that information is given in good faith and, to our knowledge, is correct at time of writing (November 2022). This is only a quick guide, though, so families will need to do their own. more detailed research to check for eligibility etc.
Today we give you an at-a-glance guide to the various types of formula milks available for babies and infants. Options are there for children who are not being 
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which are present in the air that the child breathes. The child’s immune system treats such allergens as invaders, defensively reacting to them by releasing the protein histamine into the bloodstream as part of its wider physiological response. It is this specific protein that triggers the unwelcome symptoms experienced by the child.
The symptoms of seasonal allergy are similar, but not identical, to what we often refer to as having ‘a cold’. The most common symptoms of a seasonal allergy include nasal congestion, a clear, runny nose, an itchy nose, throat and/or roof of the mouth, sneezing and a ‘postnasal drip’ (dripping of mucus from the back of the nasal cavity directly into the throat). The latter can also cause persistent coughing, perhaps accompanied by wheezing and shortness of breath. Although similar to a cold in many respects, the symptoms of seasonal allergy are different in that they do not include a fever, any cough is usually a ‘dry’ one and nasal congestion is clear and watery rather than thick and cloudy as you might expect if the cause was a cold. Another difference is that a seasonal allergy may persist for weeks or even months, unlike a cold, which generally goes within a fortnight or so.
Children’s eyes can also become red, puffy or watery during an episode of seasonal allergy. They may also exhibit dark circles under their eyes and little ones may also seem more irritable, restless and generally fatigued. Another symptom often seen in children with a seasonal allergy is breathing with their mouth open — simply because their noses are so congested. Children with the disorder may also have trouble sleeping, develop headaches and even get itchy ear canals.
Although seasonal allergies can develop at any age, it’s important to stress that they are very rare among babies and infants aged up to 12 months. The earliest that seasonal allergies tend to start, if at all, is once children reach the age of 1 to 2. At that age, the seasonal allergen itself is most likely to be an indoor allergen like dust mites, mould or pet dander rather than outdoor allergens such as pollen or grass. If a child is going to develop a seasonal allergy, it’s much more likely to begin between 3 and 5, although most young children who do develop seasonal allergy may only start noticing symptoms as they get closer to the age of 10. Others may develop it as late as 20.
If the problem is pet dander, pets may also need to receive regular baths or showers (where appropriate and safe for them to do so) to remove dander from their fur or feathers — perhaps once a week. If the child’s allergy to dander is severe, it may even mean that pets and children need to keep to their own areas around the home, and children taught not to cuddle or stroke them.
Mould is also a common allergen. Try to keep children away from it anyway (it’s not healthy) and, better still, eradicate it completely. Any leaks, plumbing or drainage issues should therefore be fixed, including outdoor defects if present, as they might otherwise allow the ingress of moisture to the indoors. Dehumidifiers will help to remove moisture from the air indoors, and adequate ventilation around the home will help to stop any mould taking hold (that’s if ventilation is practical, should the child also be allergic to pollen). Extractor fans in bathrooms, showers and kitchens will also help to vent moist air to the outside. Anti-mould paint, grout and sealants are available too, for problem areas like bathrooms, although bathroom and shower walls, tiling, shower curtains or screens etc. will be less likely to become habitats for mould if they’re squeegeed and dried after use. Drying damp towels and flannels in tumble driers will also help, rather than leaving them lying around. Also be mindful not to over-water houseplants, which should be kept away from affected children, and ensure any firewood is stored outdoors. Lastly, keep washing machine doors ajar when not in use and regularly clean the door seals as these can otherwise harbour mould.
We previously looked at the 
Mustard, celery, the preservative/antioxidant sulphur dioxide, the legume lupin and molluscs are the next most common food allergens after those listed in the table above. Kiwi, the fruit, is also known to cause allergic reactions in some infants, however is apparently the only potential allergen out of those listed above that doesn’t have to be listed, by law, on the ingredients list of pre-packaged food products.
Amounts can later be increased, bit by bit over the following days, if the infant is found to be tolerant. And, of course, a new food type can then be tried only once the previous one has ‘passed the test’. However, bear in mind that some allergic reactions are far from immediate. Known as non-IgE food allergies, their symptoms can take anywhere from 2 hours to 3 days to show. So, the message is to be very careful and methodical when it comes to introducing new foods to your infant.1
The NHS recommends “exclusive breastfeeding or First Infant Formula” milk for babies during their first six months (and, indeed, 
Meals at Leaps & Bounds Day Nursery are freshly made, using high quality, nutritious ingredients, which are prepared for us by award-winning early years caterers. Healthy snacks, meals and drinks are all included in our nursery fees, as appropriate. We cater for all dietary needs (e.g. vegan, vegetarian etc.) and, of course, are mindful — and hugely careful — about any allergies amongst the little ones. We also participate in 
