Tag Archive for: childcare funding

Amazing Deals for Struggling Families!

There’s no doubt that things are getting tough for families right now. However today, in our antidote to inflation, tax increases and the recent cost-of-living crisis, we bring families news of some absolutely brilliant deals, offers and ways that families can save money. What we’re talking about today may improve quality of life a little — even with something as simple as being able to afford a meal out with the kids. We were astounded by some of these discoveries, so we hope they are good news for you too.

Families: this is for you!

A few examples will help to introduce the type of money-saving offers and deals that we’ve unearthed for you in today’s post:

Did You Know?

  • You can eat out for just £1 per meal if you know where to go!
  • You can eat at home all week for just £1 per meal if you know the right recipe and supplier!
  • One famous food retailer offers interest-free shopping loans for struggling families!
  • There are lots of different Government schemes that give eligible families free childcare!

It’s amazing what’s available if you know where to look, and that’s exactly what we tell you today. We hope you find it useful.

Feeling the Pinch? Check Out The Great Deals & Offers We’ve Discovered!

Kids Under 16? Treat them to a Café Meal for just £1 Each — or Even Less!

Many of the large supermarkets are doing their bit to help struggling families, and Asda is one such example that caught our eye. They launched a £1 café offer called Kids Eat for £1 during the summer holidays and this has now been extended to the end of 2022. This seemed like a bargain to us. A list of participating ASDA cafés can be found here.

Morrison’s have a comparable deal where children under 16 can eat totally free of charge at a Morrison’s in-store café when the accompanying adult is having an adult meal costing £4.99 or more. Learn more about kids eating free at Morrison’s Cafés here. By the way, the same page also describes how Morrison’s have reduced the pricing of over half their hot food menu in their in-store cafés. It all helps!

Grandparents - Over 60s Can Eat & Drink Out for Just £1

Asda have also launched a Winter Warmers campaign aimed to help their older customers who visit their in-store cafés. Those 60 and above can enjoy soup and a roll plus unlimited cuppas for just £1 during November and December 2022. That’s a great opportunity for grandparents who are looking after little ones, although applies with or without children accompanying! Learn more about the Winter Warmers campaign for over-60s here.

Cheap But Tasty Meals at Home

Some of the supermarkets are making it easier for families to eat inexpensively at home. Sainsbury’s, for example, are currently publicising a range of recipes that will feed a family of four for no more than a fiver — that’s just £1.25 per meal. They list step-by-step instructions, list ingredients and even make it dead simple to add them to your online shopping cart. Check out some of their affordable meal suggestions here.

The BBC Food website also has a large selection of budget recipes for you to try. It’s a fantastic resource and they have gone to considerable effort to suit all tastes, including meat, vegetarian and vegan dishes. There are lots of recipes to make for just £1 per portion and ways to plan a week’s worth of meals for just £1 each. The page also gives advice on thrifty store cupboard ingredients, using air fryers and slow cookers,  and how to make food products last longer. Check out their website for some genuinely good ideas and inspiration for inexpensive eating at home.

Hot Deals on Frozen Food — Including an Interest-Free Loan!

It’s common knowledge that frozen food can work out cheaper and the retail chain Iceland are at the forefront of that niche in the UK. They are also very attuned to struggling families at the moment and so are offering several great ways to save money and make family food more affordable. For example, they have launched a major initiative called ‘Doing it Right’ and this includes a whole raft of beneficial offerings for struggling families. Many products can purchased for £1 in a ‘price freeze’, for example. It also includes discounts of over 60s on Tuesdays, money-saving 7-Day Deals, an exclusive Bonus Card scheme to save money on your favourite products and much more. A synopsis of all the main offers is available here.

A notable and innovative service was also introduced by Iceland in August 2022 to help families struggling to afford food (often those who relied on food banks and even loan shark loans). ‘The Iceland Food Club’ allows families to spread the cost of food through micro-loans between £25 and £100, using a pre-loaded card that allows them to spend the interest-free loan at Iceland food stores. Repayment is made at £10 per week and, as we say, the loan is interest-free. Well done Iceland! Learn more about the scheme here.

N.B. this information is given in good faith and does not constitute financial advice. Readers will need to do their own research.

Accumulate £££s to Redeem Against Your Shopping Bill

By the way, Asda also offers a “Rewards” scheme where you accumulate pounds (not points!) when you shop there. When accumulated, these can be redeemed against your shopping, thereby reducing your bill in a really tangible way. We know people who use this scheme and it seems to be a decent one so far as we can tell. Check out the Asda Rewards scheme here.

Save Money on Energy Costs

Octopus Energy has doubled its OctoAssist Fund, for customers struggling with their bills. They are offering help via direct financial support, standing charge waivers and energy saving support. Check out if you are eligible for any help and read their saver suggestions here.

Meanwhile, Utilita have teamed up with Iceland to help you Shop Smart and Cook Savvy, explaining ways to save you money. This includes advice on ways to reduce your energy bill through use, for example, of air fryers and energy-saving measures. (Click the bold links for more information). Via their app “My Utilita” you can also take control of your energy use, use pay-as-you-go and apply for emergency credit. Learn more here.

Baby Banks — Free Stuff for Families

Don’t forget to check out our Baby Banks post from May 2022 too (see the link below). There, we explained how struggling parents can get a huge variety of free things for their babies and children. Everything from baby food and nappies to high chairs and buggies is available, totally free of charge. Indeed, Baby Banks are a complete godsend for many struggling families. They’re also somewhere you can donate your pre-loved items that you’ve finished with, to help another family. Learn more about Baby Banks, including some near Edgbaston and Birmingham, here.

Childcare Funding Help

Childcare funding is an option we can help with directly at Leaps & Bounds Day Nursery. Subject to eligibility, we support all the key Government schemes for free childcare funding including free childcare for 2-year-olds, free childcare funding for 3 & 4-year-olds, student childcare grants, tax-free childcare, childcare vouchers & more. Feel free to ask our staff for advice on any of these and we’ll be happy to help. If you are outside our area (Edgbaston, Birmingham), the bold links to free childcare funding articles may still be useful to give you an overview of the schemes, so please feel free to click through, bookmark and share.

A Funded Childcare Place for Your Child at Leaps & Bounds Nursery, Edgbaston, Birmingham

Leaps & Bounds nursery & pre-school is in Edgbaston, Birmingham B16, near Harborne, Ladywood, Bearwood & Smethwick

Leaps & Bounds Nursery is rated as a Good Provider of childcare by Ofsted. Please get in touch with us if you are eligible for any of the free childcare funding options and require a nursery or pre-school place for your child at Leaps & Bounds Day Nursery. We are a high quality nursery and pre-school in Edgbaston, Birmingham, near Harborne, Ladywood, Bearwood and Smethwick. Please choose one of the options below to register for a nursery place, book a guided tour or ask a question. We look forward to hearing from you.

IMPORTANT: The above seemed amazing to us, but please ensure you check the websites and suppliers direct, as some things are time-limited and/or may be subject to change. Also, we have no affiliation with, or control over, the 3rd party offerings mentioned. As such, we cannot guarantee the details but, to the best of our knowledge, we believe they were correct at time of writing (Nov 2022).

Free Childcare Funding for 3 & 4 Year Olds – Everything you Need to Know

This article explains everything you will need to know about free childcare funding for 3 and 4 year olds in England. Perhaps you’ve heard reference to ’15 hours funding’ or ’30 hours funding’ and need some clarification about what they mean and whether your child is entitled to them. If so, read on …

15 hours of free childcare funding

How it works

All 3 and 4 year old children in England are entitled to 15 hours of free childcare funding per week. This is funded by the UK Government, the funding being paid direct to the approved childcare setting involved. The 15 hours per week are usually spread over 38 weeks of the year, totalling a maximum of 570 hours. However, they can be spread out in a different way should the need arise, subject to agreement of the nursery, pre-school or other childcare setting involved.

Eligibility

After application, funding is available from the first term following the child’s 3rd birthday. In practice, this means that the child can start from either 1 January, 1 April or 1 September depending on which part of the year their third birthday falls.

The income of the child’s parent or guardian is not a factor affecting eligibility for the 15 hours of free funding for 3 and 4 year olds. Similarly, the work situation of the child’s parent or guardian is not a factor.

The child is eligible until either they start primary school (usually in the September term following their 4th birthday) or until they reach the compulsory age for school if that’s later.
It’s important to note that the Government funding does not usually cover extra things like nappies, food and the cost of any trips.

How to apply

Leaps & Bounds Day Nursery is an approved childcare setting, so let us know if you require ’15 hours childcare funding’ per week for your three or four year old child. We can then assist you with your application. Also let us know if you’d prefer to stretch the 570 total hours over more weeks of the year and we’ll do our best to accommodate you.

30 hours of free childcare funding

How it works

Some 3-4 year old children are also eligible for an extra 15 hours of free childcare funding each week. This brings the total to 30 Government funded hours per week for those children, making 1140 hours over the course of the year (based on 38 weeks). As with the 15 hours funding, this can be spread out in a different way if that’s practical. For example, it could be taken as less than 30 hours per week but stretched out over a greater number of weeks in the year if preferred.

You are usually eligible for 30 hours of childcare funding even if you are already claiming Universal Credit, Tax Credits, Childcare Vouchers or Tax-Free Childcare.

Eligibility:

Eligibility generally depends four key factors:

  • Whether you are working;
  • How much you are earning;
  • Your child’s circumstances;
  • Your nationality.

If you are in work, you are usually eligible if you (and your partner, if applicable) are on sick or annual leave, or on parental, maternity, paternity or adoption leave. Note that you cannot claim funding for any child that you are on parental leave for.

If you are not in work, you can usually apply if you’re due to start/re-start working within 31 days of the application. Also, if your partner is still in work while you are receiving Incapacity Benefit, Severe Disablement Allowance, Carer’s Allowance or Employment & Support Allowance, you may still apply.

With regard to your earnings (whether working as a single parent or part of a couple that both work), in order to remain eligible:

  • You, and your spouse or partner if you have one living with you¹, must expect to earn at least the weekly equivalent of 16 hours per week at the National Living Wage or Minimum Wage over the coming quarter. (That’s unless you are self-employed if you became so less than a year ago).
  • Neither of you will earn an Adjusted Net Income* of more than £100,000, including any bonuses, in the current tax year.
    * ‘Adjusted Net Income’ is your total taxable income before personal allowances less adjustments for things like Gift Aid.
    ¹ If your partner does not live in your household for more than 6 months of the year, or if they are in prison, their employment and income will not affect your eligibility.

With regard to your child’s circumstances, you will not be eligible for 30 hour childcare funding if your child doesn’t usually live with you. There are also different application mechanisms for foster parents, who will need to apply through their local authority or social worker.

When it comes to nationality, parents or their partners will be potentially eligible for 30 hour funding if they are from the UK or EEA (European Economic Area). Parents from outside the EEA would require a UK residence card that states that they can access public UK funds.

How & when to apply

Parents can apply for 30 hours childcare funding once their child reaches the age of 2 years and 36 months (that’s just over 2 years and 8 months of age). When they actually start depends upon when they reach the age of 3. Below, we include some application date guidelines which, if followed, usually ensure that parents receive their approval code in time:

  • If your child reaches the age of 3 between September and December, then the recommended time to apply for 30 hours funding is between mid October and the end of November that year. If successful, they will then be able to start in the January term.
  • If they turn 3 between January and March, then the recommended time to apply is between mid January and the end of February. If successful, they will then be able to start in the April term.
  • If they turn 3 between April and August, then the recommended time to apply is between mid June and the end of July. If successful, they will then be able to start in the September term.

Note that parents need to re-confirm their eligibility each and every quarter.

You can apply here but note that there can only be one account and application per child. Duplications (e.g. from a partner, ex-partner or additional claim) will be rejected.

Looking for free childcare funding for 2 year olds?

Do you have a child under three that needs childcare services? We wrote a detailed article about free childcare funding for 2 year olds too (click to learn more).

Further information

To discuss funding options or anything to do with childcare services, contact the staff at Leaps & Bounds Day Nursery. Please call 0121 246 4922 or email and we’ll be happy to help. We are a nursery and pre-school based in Edgbaston, very close to Harborne, Ladywood, Bearwood and Smethwick near Birmingham, B16.